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Real Estate InvestorGenerated accuracy model review: 2026-05-06

Debt Yield Calculator accuracy and testing

This page documents how Calwarden builds trust for this calculator: source notes, regression-style default tests, limitations, assumptions, unit handling, rounding, and visible change history.

Formula source

  • Debt yield = annual NOI / loan amount x 100. Loan per dollar of NOI = loan amount / annual NOI.

Test cases

Default input regression check

Generated from the checked-in default inputs and calculate function.

Inputs

  • Annual NOI: $180,000
  • Loan Amount: $1,800,000

Expected outputs

  • Debt Yield: 10.00%
  • Loan per $1 of NOI: $10.00

Known limitations

  • This calculator is a planning model only. It does not predict appreciation, market liquidity, lender approval, tax treatment, insurance availability, permit risk, legal obligations, construction defects, tenant behavior, or final sale price.

Assumptions

  • All costs, rents, ARV, loans, reserves, fees, and rates are user-entered assumptions.
  • Calculations are deterministic and do not fetch market rents, tax rules, insurance quotes, lender terms, or property records.
  • Results are estimates only and are not financial, tax, legal, lending, appraisal, inspection, or investment advice.

Unit handling

  • Annual NOI accepts values in $.
  • Loan Amount accepts values in $.
  • Debt Yield is displayed as a percentage.
  • Loan per $1 of NOI is displayed as currency.

Rounding rules

  • Number displays use up to 2 decimal places in the calculator UI.
  • Currency outputs are displayed with standard US dollar formatting.
  • Percent outputs are displayed with two decimal places.
  • Input precision follows configured step values where provided.

Version history

1.0.0 - 2026-05-06

Generated accuracy and testing page from the current debt-yield-calculator calculator definition.

Change log

2026-05-06

Published default regression test documentation and metadata fallbacks for Debt Yield Calculator.

Calculator transparency

Accuracy pages are generated from checked-in calculator definitions and can be upgraded with curated review metadata over time.

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