Rent vs Sell Calculator accuracy and testing

Formula source

• Rent path advantage = rental cash flow over the holding period + future net sale proceeds - net sale proceeds today grown by the reinvestment return assumption.

Test cases

Known limitations

• These calculators do not fetch live market rents, property values, platform fees, tax rates, mortgage quotes, rent-control rules, short-term rental regulations, or sale comps. Enter the current assumptions that apply to your property and review important decisions with qualified local professionals.

Assumptions

• All rents, nightly rates, occupancy, operating expenses, management fees, sale costs, appreciation, and reinvestment returns are user-entered assumptions.
• No platform rates, property management rates, rent caps, tax rates, brokerage fees, or market forecasts are hardcoded.
• Results are deterministic planning estimates and are not investment, legal, tax, accounting, lending, or property-management advice.
• Calculations run locally in the browser without uploading private property, tenant, reservation, financing, or sale data.

Unit handling

• Current Property Value accepts values in $.
• Current Mortgage Balance accepts values in $.
• Monthly Rent accepts values in $.
• Occupancy Rate accepts values in %.
• Monthly Operating Expenses accepts values in $.
• Management Fee Rate accepts values in %.
• Monthly Mortgage Payment accepts values in $.
• Holding Period accepts values in years.
• Annual Appreciation accepts values in %.
• Sale Cost Rate accepts values in %.
• Future Mortgage Balance accepts values in $.
• Reinvestment Return accepts values in %.
• Rent Path Advantage is displayed as currency.
• Rental Path Value is displayed as currency.
• Sell-Now Reinvested Value is displayed as currency.
• Annual Rental Cash Flow is displayed as currency.
• Future Net Sale Proceeds is displayed as currency.

Rounding rules

• Number displays use up to 2 decimal places in the calculator UI.
• Currency outputs are displayed with standard US dollar formatting.
• Input precision follows configured step values where provided.

Version history

Change log