About this Stripe Fee Calculator
Payment processors commonly charge a percentage of the transaction plus a fixed fee. This calculator estimates the fee, net amount, and effective fee rate using the pricing fields you enter.
Who this calculator is for
- Small businesses estimating net receipts after card fees.
- E-commerce operators comparing pricing and margin impact.
- Freelancers deciding whether to absorb or pass through payment fees.
When to use it
- Estimate fees on a single sale or invoice.
- Model monthly fee impact across many transactions.
- Compare different processor fee schedules by changing the percent and fixed fee inputs.
How to use this calculator
- Enter the transaction amount.
- Enter the percentage fee and fixed fee from your own payment terms.
- Enter the number of transactions to estimate total fees and net receipts.
Key assumptions
- Enter your own pricing because processor rates, card types, international fees, and plans can change.
- The calculator does not include refunds, disputes, taxes, or currency conversion.
- Calculations run locally and do not transmit payment details.
Accuracy and testing
Review formula sources, default test cases, assumptions, unit handling, rounding rules, and changelog for this calculator.
How this calculator works
Fee per transaction = amount x percent fee + fixed fee. Net per transaction = amount - fee. Totals multiply each value by transaction count.
Fee per transaction = transaction amount * percent fee / 100 + fixed fee. Total fees = fee per transaction * transaction count. Net received = gross volume - total fees.
Inputs explained
Percent fee
The variable fee charged as a percent of each transaction.
Fixed fee
The flat amount charged per transaction.
Transaction count
How many identical transactions you want to model.
Understanding your results
The effective fee percent can be higher on small transactions because the fixed fee is a larger share of the sale.
Example scenarios
Single invoice
A $100 payment with a 2.9% fee and $0.30 fixed fee has a $3.20 fee and $96.80 net receipt.
Key Features
- Instant Calculation
- Private & Secure
- Mobile Optimized
Tips & Best Practices
- Check your actual account pricing before using results for billing or accounting.
- Small payments are sensitive to fixed fees; bundle invoices when practical.
- Use net received in margin calculators, not only gross sales.